First Cherokee State Bank

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Welcome

Interested in purchasing bank-owned property?

We are offering fixed-rate financing for qualified buyers of REO properties with 90% loans that require no private mortgage insurance or escrow accounts.

To view a list of our REO properties, click here. For financing information for REO properties, contact Todd Trainer at 770.517.1230.

Remote Deposit simplifies Business Banking

Remote Deposit is a product that allows our commercial customers to capture check images and make deposits right from their business offices by using a desktop scanner and a personal computer. The images and deposits are then sent to the bank for posting and settlement via a secure Internet connection. For more information and a free demonstration of our Remote Deposit product, please contact Susan Baker at 770.517.1259.

We've got money to lend!

Recent news reports have indicated that obtaining a loan has become more difficult, but that's not so with us. Here at First Cherokee State Bank, we've got money to lend! Whether you're interested in buying a new home or refinancing, our mortgage loan professionals stand ready to serve you. We also invite business owners to share your loan needs with us so that we may tailor the right loan or line of credit to meet your unique needs. For mortgage loan information, contact Todd Trainer at 770.517.1230, Jeremy Law at 770.517.1213, Blake Kononen at 770.704.4103, or Renita Alder at 770.517.1204.

First Cherokee State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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