First Cherokee State Bank - Woodstock, GA

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Acru Wealth, LLC (Acru) is a subsidiary of First Cherokee State Bank (the "Bank"). Except as otherwise disclosed below, assets held in your Acru account are not federally insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other federal or state deposit guarantee fund or other government agency, are not guaranteed by Acru or the Bank, and are subject to investment risks.

INSURANCE AND SECURITIES PRODUCTS: NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY / MAY LOSE VALUE / NOT A DEPOSIT OF OR GUARANTEED BY THE BANK OR BANK AFFILIATE. Insurance and securities products offered through Acru, an operating subsidiary of First Cherokee State Bank. Insurance and securities products are underwritten by non-bank affiliated insurance companies.