The sooner we start learning about saving, the better off we are down the road. Help your kids start learning good savings habits with this account. It only takes a $5 deposit to get started, so why not start today?

• For customers age 18 and under
• Earn interest regardless of balance
• 6 transactions per month; $10 each thereafter*
• Free online banking access
• Free e-Statements
• $5 deposit to open
• FDIC insured

See our current rates.

*See "More Info" tab for details.

Preauthorized, automatic, or telephone transfers from this account (if made by check, draft, debit card, or similar order to third parties) to another are limited by federal regulation to 6 per each 4-week period or statement cycle (whichever is less). For each additional withdrawal or transfer (excluding transactions by ATM, by messenger, by mail and in person) a $10 excessive withdrawal fee will be imposed. When applying these limits, First Cherokee State Bank uses the date paid.