Start building up a nest egg or saving for that special something with a Personal Savings account from First Cherokee State Bank. You'll earn interest no matter what your balance is. This is the first step to financial freedom and stability.

• Earn interest regardless of balance
• A minimum balance service charge of $5 will be assessed in any statement cycle in which the daily balance falls below $300.
• 6 transactions per month; $10 each thereafter*
• Free online banking access
• Free e-Statements
• Free telephone banking
• FDIC insured

View our current rates.

*See "More Info" tab for details.

Preauthorized, automatic, or telephone transfers from this account (if made by check, draft, debit card, or similar order to third parties) to another are limited by federal regulation to 6 per each 4-week period or statement cycle (whichever is less). For each additional withdrawal or transfer (excluding transactions by ATM, by messenger, by mail and in person) a $10 excessive withdrawal fee will be imposed. When applying these limits, First Cherokee State Bank uses the date paid.