First Cherokee State Bank

Rates

Main Office

9860 Highway 92

Woodstock, GA 30188

Fees could reduce the earnings on the account.

Interest Rates and Annual Percentage Yields are current as of 07-28-2010.

For current rate information call (770) 517-1200.

THIS RATE CHART CONTAINS INFORMATION ABOUT INTEREST RATES AND ANNUAL PERCENTAGE YIELDS ON INTEREST BEARING PRODUCTS THAT WE OFFER. PLEASE SEE ONE OF OUR PERSONAL BANKERS FOR MORE INFORMATION ON THESE PRODUCTS. FOR PRODUCTS WITH A RANGE OF TERMS, THE APY IS CALCULATED ON THE HIGHEST TERM WITHIN THE RANGE.

ProductMinimum Opening DepositInterest RateAPY*
2GO Checking$100.00
Qualifiying APY*1.00%1.00%
Non Qualifiying APY*0.05%0.05%
*Platinum Checking

Minimum Balance to obtain APY*: $0.01

$100.00
Up to $2,499.990.10%0.10%
$2,500-24,999.99 0.15%0.10% to 0.14%
$25,000.00 and up0.20%0.14% to 0.20%
Grand Checking

Minimum Balance to obtain APY*: $0.01

$100.00
Up to $499.990.10%0.10%
$500 & Up0.15%0.10% to 0.15%
Personal Money Market

Minimum Balance to obtain APY*: $0.01

$100.00
Up to $2,499.990.10%0.10%
$2,500-14,999.990.15%0.10% to 0.14%
$15,000.00-24,999.990.25%0.14% to 0.18%
$25,000.00-34,999.990.50%0.18% to 0.27%
$35,000.00-49,999.990.75%0.27% to 0.42%
$50,000.00 and up1.00%0.42% to 1.00%
Savings$100.00
0.10%0.10%
First Savings$5.00
0.10%0.10%
Super Business Interest Checking

Minimum Balance to obtain APY*: $0.01

$500.00
up to $49,999.990.50%0.50%
$50,000.00-99,999.990.75%0.75%
$100,000.00 and up0.86%0.86%
Business Interest Checking

Minimum Balance to obtain APY*: $0.01

$100.00
Up to $2,499.990.10%0.10%
$2,500-24,999.99 0.15%0.10% to 0.14%
$25,000.00 and up0.20%0.14% to 0.20%
Super Business Money Market

Minimum Balance to obtain APY*: $0.01

$500.00
up to $49,999.990.50%0.50%
$50,000.00-99,999.990.75%0.75%
$100,000.00 and up0.86%0.86%
Business Money Market

Minimum Balance to obtain APY*: $0.01

$100.00
Up to $2,499.990.10%0.10%
$2,500-14,999.990.15%0.10% to 0.14%
$15,000.00-24,999.990.25%0.14% to 0.18%
$25,000.00-34,999.990.50%0.18% to 0.27%
$35,000.00-49,999.990.75%0.27% to 0.42%
$50,000.00 and up1.00%0.42% to 1.00%

*APY = Annual Percentage Yield

Member FDICEqual Housing Lender