Electronic Funds Transfer Service Limits and Fees

If you have this ATM service, the following limitations and fees will apply to your account:

You may withdraw up to a maximum of $200.00 (if there are sufficient funds in your account) per day.
For security purposes, there are limits on the frequency and amount of transfers you may make at ATMs.
Please also see Limitations of Frequency of Transfers section regarding limitations that apply to ATM transfers.
There is no charge for ATM withdrawals at machines owned by us.
There is a $1.00 charge for each ATM withdrawal at machines we do not own.
There is no charge for ATM deposits at machines owned by us.
There is a replacement card fee of $5.00 per card.
Balance inquiry at ATMs $1.00.

If you have this EFT service, the following limitations and fees will apply to your account:

If you have this EFT service, the following limitations and fees will apply to your account:

If you have this EFT service, the following limitations and fees will apply to your account:

If this is either a Money Market or Savings account, you may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Debit transactions in excess of 6 pre-authorized and/or 3rd party in a 4 week or similar period (statement cycle) are $10.00 each.
We will charge $30.00 for each stop payment order for preauthorized transfers.

If you have this Point of Sale service, the following limitations and fees will apply to your account:

The approved maximum dollar amount will vary between $200 to $1000 per day, exclusive of ATM withdrawals depending on the credit worthiness of customer.
If this is either a Money Market or Savings account, you may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

If you have this Telephone Access service, the following limitations and fees will apply to your account:

There are no limits on the number or dollar amount of inquiries, transfers or withdrawals you may make per day.
We do not charge for any Audio Response Transactions.

First Cherokee State Bank