Bounce^® Protection

At times, unanticipated expenses or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be an embarrassing and humiliating experience. At First Cherokee State Bank, we want to do our part to save you from the possibility of ever having this occur.

We created "Bounce Protection" as a special overdraft privilege requiring no action on the part of the customer. Overdraft limits are automatically assigned. As long as you maintain your account in good standing, First Cherokee State Bank may honor overdrafts up to the Bounce Protection limit on your account.

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