First Cherokee State Bank

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Personal Banking

Consumer Loan Products

Need a car loan? How about making those home improvements? Sending a child to college? Or just taking a much-needed vacation? See us for a consumer loan with convenient repayment terms.

  • Home Equity Loans
    - Low rate
    - Ten-year term
    - No closing fees
  • Installment Loans
    - Cars, motorcycles, boats, etc.
  • Personal Lines of Credit
    - College expenses, travel expenses, etc.
  • Mortgage Loans (for purchase, refinance, or renovation)
    - Competitive fixed and adjustable rates available up to 30 years