Mortgage Loans

First Cherokee State Bank is offering full-service mortgage lending. Whether you're buying a new home or refinancing your current mortgage, you'll find our mortgage specialists helpful and knowledgeable. They'll guide you through the application process and make sure you get the best rate and repayment terms. From fixed-rate to adjustable-rate mortgages, we'll find the type of loan that is best suited for your individual financial needs.

First Cherokee State Bank is now an approved FHA lender! With lower down payment requirements, competitive rates, and allowances for nontraditional credit and lower credit scores, FHA mortgages make home ownership and refinancing easier than ever for qualified borrowers.

Call Todd Trainer at 770.517.1230, Jeremy Law at 770.517.1213, or Renita Alder at 770.517.1204 for more information on our home mortgage program.

Use our Loan Calculator to help you determine the financing and payment options that are best for you. Loan Calculator will display the results along with an optional payment schedule if you choose to do so.

Interest Rate:	%
Term of Loan:		Months Years
Payment Frequency	Monthly Semi-monthly Bi-weekly Weekly
Payment Amount:		(if unknown, leave blank)
Total Loan Amount: $
Down Payment:		PercentageDollar

Payment Schedule
Show the dollar amounts apportioned to principal and interest?
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Note: The Loan Calculator is intended to provide approximate information about your loan payments and does not constitute an offer to extend credit. Your actual payment information may vary.