First Cherokee State Bank

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Personal Banking

Checking

Minimum opening deposit for all checking accounts is $100.

Free Checking

  • No monthly service charge
  • No per-item fees
  • Unlimited check writing
  • No minimum balance required
  • Includes FREE Internet Access
  • No monthly fee Debit Card

Flat Fee Checking

  • No minimum balance required
  • No per-item fees
  • Unlimited check writing
  • Includes FREE Internet Access
  • Image statements
  • $10 monthly service charge
  • Includes free Bill Payment
  • No monthly fee Debit Card

Grand Checking

  • Designed for customers 50 years or older
  • No per-item fees
  • Unlimited check writing
  • Image Statements
  • Free standard checks
  • Includes FREE Internet Access
  • No monthly fee Debit Card
  • No service charge for official checks
  • No service charge for 1 signature travelers cheques
  • Earns interest regardless of balance
  • Free 3x5 safe deposit box or $15 discount on any larger size safe deposit box
  • $7.50 monthly fee may be avoided with a minimum balance of $750 or with use of direct deposit

Platinum Checking

  • Earns interest regardless of balance
  • Image Statements
  • No per-item fees
  • Includes FREE Internet Access
  • No monthly fee Debit Card
  • $12 monthly fee may be avoided with a minimum balance of $1,000.00.

Disclosure/Detail Information   |    Misc. Fees and Charges   |   Electronic Funds Transfer Information