First Cherokee State Bank

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Personal Banking

Money Market

  • Interest-bearing on all balances
  • Includes FREE Internet access
  • No monthly service charge for ATM or debit cards
  • $15 service charge if balance falls below $2,500
  • $10 excessive activity fee**

**Preauthorized, automatic, or telephone transfers from this account to another are limited by federal regulation to 6 per monthly statement period. No more than 3 of the 6 transfers may be by check, draft or similar order to third parties. For each additional withdrawal or transfer excluding transactions by ATM, by messenger, by mail and in-person, a $10 excessive withdrawal fee will be imposed. When applying these limits, First Cherokee State Bank uses the date paid.


Disclosure/Detail Information   |    Misc. Fees and Charges   |   Electronic Funds Transfer Information