First Cherokee State Bank

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Personal Banking

Online Banking

Online banking is FREE when you open a checking account, savings account, or certificate of deposit account with First Cherokee State Bank. You can view your transactions and account activity online, transfer money between accounts, and download account data into money management software on your personal computer.

Electronic Bill Pay

Save time, as well as the cost of envelopes and postage, by paying your bills online! Sign up for electronic bill pay and pay your bills with the click of a button. The cost is only $5.95 for unlimited bill payment (free with our Flat Fee Checking Account).

Debit Card

Apply for a MasterMoney® debit card and enjoy all the convenience and versatility of a check card and ATM card all in one! Use the MasterMoney® card for purchases wherever MasterCard® is accepted, and the purchase amount is automatically deducted from your checking account. Or use the MasterMoney® card at an ATM and withdraw cash from your checking account. Either way, the MasterMoney® card is a handy tool in the management of your account transactions.

To report a lost or stolen ATM or debit card, please call us immediately during our regular business hours at 770-517-1200. To report a lost or stolen card after business hours, please call 1-800-500-1044.

InfoLine

Our automated telephone banking services is available 24 hours a day, seven days a week at 770-591-2780. Obtain deposit and loan account information (balances, checks cleared, deposits, etc.), and also use our "FAX back" service to get a copy of your statement. Additional features include transferring funds between accounts and obtaining deposit interest rates.

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